Signet Bank AS Antonijas street 3, Riga, LV 1010, Latvia
Phone: +371 67 080 000 Fax: +371 67 080 001 E-mail: [email protected]
Monday to Friday 9:00 a.m. – 17:30 p.m
Established in 2008, IuteCredit is one of the leading European consumer lending companies, headquartered in Tallinn.
The company operates in 5 countries – Moldova, Albania, North Macedonia, Bulgaria as well as Bosnia and Herzegovina, and employs more than 400 employees.
IuteCredit offers three products: dealer loans, cash loans and car-secured loans.
IuteCredit’s business model is built around high demand for consumer lending services in countries with underdeveloped banking sector, high GDP growth and low public/private debt.
Additional information:
https://iutecredit.com/investor-relations/
IuteCredit Finance S.à r.l.
Non bank financing
Public offering
Senior secured bonds
EUR 50,000,000
9.5% – 11.5%
Twice per year
100%
30.09.2026 (bullet)
EUR 100
EUR 10 000
• Interest coverage ratio at least 1.5x • Capitalization ratio at least 15%
Refinancing
Planned listing on Frankfurt Stock Exchange and Tallinn Stock Exchange
Signet Bank AS
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