Mastercard World Elite Travel and Purchase Insurance

Medical Expense Insurance

Medical expenses

Expenses for transportation to a medical institution where emergency care is provided

Outpatient treatment

Inpatient treatment

Dental care

Prescription medications, if they are purchased with a prescription issued by the attending physician

Over-the-counter medicines

Pregnancy care up to the 28th week of pregnancy

Repatriation and burial expenses

Telephone expenses due to a medical risk

Travel extension costs, if the client cannot return to the client’s country of residence in case of a medical risk

Expenses of a relative if the client is unable to return from the trip at the scheduled time and must spend at least ten days in the hospital due to an accident or illness

Child transportation expenses if the client is unable to return from the trip at the scheduled time due to an accident or illness

Crutches and wheelchair expenses, including orthoses

Accident Insurance

Death and disability insurance

Civil Liability Insurance During Travel

If, due to the actions or inaction of the client, bodily injuries were caused to a third party or property belonging to a third party was damaged

Luggage and Personal Belongings Insurance

Baggage delay for more than 2 hours

Expenses for the purchase of essentials are indemnified

Theft, damage, destruction of luggage

Theft, robbery or loss of a passport, ID card, driver’s licence or vehicle registration certificate

Theft of luggage while it has been at the client’s disposal

Damage to ski equipment in an accident

Trip Cancellation, Interruption and Delay Insurance

Trip cancellation

The following expenses are reimbursed:

• for a prepaid trip, which are not reimbursed by third parties if the client is not going on a trip;
• due to unexpected, serious injury or unexpected, acute illness of a client, a client’s relative or a fellow traveler;
• due to the death of a relative or other fellow traveler;
• if the client’s travel documents have been stolen before the start date of the trip and cannot be restored within the required time limit;
• if damage has been caused to movable or immovable property belonging to the client (the amount of damage exceeding EUR 5,000; the presence of the client is absolutely necessary in order to prevent damage or due to the initiated investigation).

Trip interruption

Exchange of travel tickets or purchase of new tickets (including transfer to the airport to return the client to the home country in economy class) if the initiated trip is interrupted due to:

• illness, serious injury or death of the client’s relatives or other fellow travelers during the trip;
• theft or robbery of the client’s travel documents during the trip, if their recovery within the required period of time is impossible and the trip cannot be continued because of this;
• damage caused to movable or immovable property belonging to the client (the amount of damage exceeding EUR 1,000; the presence of the client is absolutely necessary in order to prevent damage or due to the initiated investigation).

Trip delay

• If public transport is delayed due to bad weather, natural disasters, road accidents, technical failure of the vehicle;
• If the vehicle used by the client has been involved in a traffic accident or due to a technical defect of the vehicle, which did not exist or about the existence of which the client could not know before the trip, as well as due to natural disasters.

Delayed connecting transport

Exchange of travel tickets or purchase of new tickets in economy class and the cost of accommodation in  the interim period of the trip

Description of Purchase Insurance Risks

Insurance coverage is valid for the following risks:

• Theft or robbery if the insured event has occurred within 180 days from the date of purchase/delivery of the commodity;
• Theft or robbery when the commodity has been in the luggage compartment of the client’s vehicle;
• Impossibility to use or apply the commodity in case of discovering a defect covered by the warranty, and the insured event has occurred within 180 days from the date of purchase or delivery of the commodity.

Limit per insured event